Kamis, 22 Maret 2012

This week's top story: 7 times it's OK to check someone else's credit

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More credit card news | Credit card help | Credit card videos | Credit card statistics March 22, 2012
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CreditCards.com's weekly newsletter features the latest consumer information and updates from the leading source of credit card news.
 
Top credit card stories

7 times when it's OK to check someone's credit report
Is it ever OK to pull someone else's credit file? You can if you suspect fraud or even infidelity, but you have to obey the rules. More... 
College ID/debit cards stir controversy
Two years after the CARD Act, banks are stilll on campus, luring new customers with college ID cards that double as debit cards. More... 
Lost your card? Want it fast? Expect to pay
Our survey of credit card replacement policies shows a few banks now charge to replace cards. Most charge extra if you're in a rush. More... 
Student loan debt: the next time bomb?
Today's college graduates are hitting the market with more debt and fewer jobs, setting up the prospect of another delinquency disaster. More... 
Expert credit card advice

Rebuilding credit doesn't mean going back into debt
'To Her Credit' expert Sally Herigstad
A couple recovering from financial disaster wants to know the best way to go about building up their lackluster credit scores. More...
 
After bankruptcy, will banks lend to you again?
'Opening Credits' expert Erica Sandberg
A series of unfortunate events can suddenly lead to bankruptcy, but is the hit to your credit one that marks you for life?
More...
 
How big purchases impact credit scores
'Credit Care' expert Tanisha Warner
If you make a big purchase that absorbs most of your credit limit, your credit can take a hit -- even if you pay it off fairly rapidly.
More...
 
Who owns miles from corporate credit card?
'Cashing In' expert Cathleen McCarthy
The company pays, the employee flies. Who owns the miles? Neither party will end up empty-handed. More...
 
More credit card news

Federal watchdog to issuers: We're watching you
The new head of the Consumer Financial Protection Bureau says the CARD Act has worked, but more may need to be done. More... 
Video: Is it time for a new credit card?
Just because a credit card worked for you five years ago doesn't mean it's a good fit for your lifestyle today. More... 
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Credit card rate report
(as of 3-15-2012)
National Average   15.00%
Business   13.13%
Low Interest   10.40%
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Cash Back   14.45%
Reward   14.83%
Bad Credit   23.64%
Airline   14.63%
Student   13.77%
Instant Approval   15.49%

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