Credit cards are one among the many means of payment used for the payment of e-commerce on the Internet. All can not deny the importance of this credit card payment for online transactions. If you are a first buyer of a business online, such as my example of the open Internet Services Buying Agents on the internet, have a credit card is a mandatory requirement. Because the credit card payment is the most widely used and most popularly used as a means of payment online store (seller) on the internet.
Actually, what makes it difficult to take care of those credit cards? Not knowing what to do? Or is frustrating because it is often rejected?
If the answer to either or both of the above questions is yes, then you need to read my tips. I will be sharing tips you how to take care of credit card applications to be quickly diapprove by the bank. Please use these tips that I have provided below before you apply for credit cards to the bank.
1. Choose a class bank
What I mean is the second-class bank, sorry I can not mention the names of his bank, but the point is not the bank of a row of top banks such as Bank BCA, Mandiri, BNI and BRI. Bank board is mostly very selective in accepting prospective credit card customers. Why? Because of their large bank, which is obviously not looking for quantity but the quality of customer clients is minimal risk of bad credit is sought. Another example, foreign banks have also included a strong selection of candidates in accepting clients. So, so easy to take care of credit card applications, for the first stage of taking care of credit card banks try to avoid it if you want to quickly diapprove.
2. Choose the same bank where you are saving money in the bank
If you are a person who is not a permanent employee, not a civil servant / Armed Forces, or are not professional executives, banks are very strict in giving approval to you. Why is that? Because no party or corporate guarantee to you that most of the bank rejected your application. There's no such matter a great freelance income to thousands of dollars per month even though it still exceeds the employee will be denied. Do not believe it? I have friends who do business online income is far greater than my salary as chief engineer. Until now my friend is still having trouble taking care of credit cards. He was the last petition to the BCA bank until now rejected, there is no news story.
But you do not need to be discouraged, it does not mean there is no room for mensiasatinya that the bank looked at your request application. Indicate if you are the customer's bank where you are saving money. The bank usually will consider mengapprove credit card application if the applicant is the customers themselves. Moreover you have a customer account or a large deposit there. Remember my previous article in this paper.
3. Try to finance cash flow in your account during the last three months and then the balance of the traffic-
Which is disconnected with troubleshooting tips number two. If you are freelance workers, or businessmen (entrepreneurs), generally the bank will ask for the last three months bank statement containing your financial data. So, when you want to try to take care of credit card traffic (cash flow) of your finances. At least in the last three months. Banks usually will look to see your financial capacity into consideration.
4. Find a reference of the credit card holder (card holder)
Credit card issuing bank is not uncommon to frequently conduct a campaign member get member (MGM) to its credit card customers. Well, do not waste such an opportunity if there is to go apply if someone is offering you. Banks generally will consider an applicant if there is a recommended credit cards. Bank to assume you are referenced by other card holders, and so it is worth consideration for the bank to get a credit card.
5. Apply credit card offers in the mall
If you often travel to the mall is not uncommon to see marketing of certain banks that offer credit card applications. Nothing wrong with you try to accept this kind offer. Because the bank provides many facilities and conditions are not complicated. Bank usually just ask for a copy of ID card will suffice. Fairly easy because of the conditions then it would not hurt to try.
6. Mind Your credit card is in the city where you live the same as your ID card
Not all credit card applications rejected requests for financial reasons. Not infrequently the rejection due to domicile bank also be a material consideration. Banks usually reject the request if the application's home address (KTP) prospective credit card applicants are from out of town. Because the bank would not want to take a big risk if the credit crunch continues until there is trouble finding addresses for remote clients. So, menguruslah credit card in your hometown. Do not use the address of the overseas with boarding or your contract.
7. Plug the telephone (PSTN) in the home and office
These seven tips is equally important. Bank before approving your application normally he would crosscheck with a call to your home and office. If your home and office have his phone and easily accessible, it helps the bank decide to approve your application. Why landlines (PSTN)? Because the number of postpaid PSTN generally clear who the owner is listed in Telkom. So the more trust than most cell phones are prepaid numbers. Survey request an application (card) credit, the bank will check by phone first to address in its application data. If your home and office are difficult to contact the bank no longer think straight again will reject the application for your credit card application.
Thus sharing some tips on how to take care of my credit card. May be useful. If you have any questions please feel free to ask in the comment, thank you.
0 komentar:
Posting Komentar