5 really cool ways to redeem rewards

CreditCards.com Weekly Newsletter

Should you fund your startup business with a credit card? As any entrepreneur knows, one of the most challenging aspects of getting a new business off the ground is having adequate cash flow for growth. Securing financing can be a struggle, which is why many small-business owners turn to their credit cards as a significant source of financing. Here are the benefits, the drawbacks, other financing options and what you need to know if you charge ahead. See the full story

More News 5 ways to save on new furnishings Between the time first-time homebuyers make an offer on a home and close on the deal, they are already compiling a shopping list in their heads of the things they will need to buy to make their house a home. But before you start filling those virtual shopping carts, know that with a little ingenuity, strategically using credit cards can help save you money and keep your budget in line. See the full story

What is a credit card retention offer? As with all relationships, the one between you and your current credit card can sour. Looming fees and lackluster benefits can cause you to consider closing the card. Before bidding adieu, though, you may want to give the account issuer an opportunity to woo you back.  If you play your cards right, you may be presented with a credit card retention offer: reduced costs and sweet perks if you stick with the account and use it a certain way. See the full story

5 really cool ways to redeem rewards points this summer Instead of redeeming your hard-earned miles and points for a flight upgrade or hotel stay, why not try an exciting new experience – something that you would never try if you had to pay out of pocket with cash?  We've put together a list of some of the ways your rewards points can take you far off the beaten path this summer. See the full story

Expert Q&A Should I pay off or close a credit card to get a better mortgage? Paying off a credit card is one of the best things you can do to raise your score and qualify for a better mortgage, but closing a card is among the worst. There are other factors besides credit scores that affect your ability to qualify for a mortgage: debt-to-income ratio, the amount of money you have in the bank and length of time at your job, to name a few. Yet, with these and other such elements firmly in place, you can make that mortgage more affordable simply by raising your score. See the full story

Product News Wells Fargo Propel card adds rewards aimed at millennials Wells Fargo and American Express have tweaked the Propel card to target millennials with a 3-point bonus on dining, travel, transit and streaming services. The updated Propel card, made of metal, will launch July 16 with a 30,000-point sign-up bonus. See the full story

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