Our highly practical, deal-with-the-post-holiday edition

CreditCards.com Weekly Newsletter

No! don't! 6 ways NOT to pay for holiday card debt Despte what we told you, you went and did it. You racked up holiday debt. You still have choices, though. First among them? Don't make it worse by doing these things. See the full story

More News Now's a good time to know your card's purchase protection perks If you bought a gift with the right card, you get help replacing lost or stolen goods, getting a refund or extending a warranty - without paying a dime. See the full story

How to replace a stolen, lost (or just plain unwanted) gift card To get a replacement or return, you will need to establish that you owned it by coughing up a receipt, card activation number or a record that you put the card in your mobile wallet.  See the full story

Big retailers' return, receipt policies We surveyed a dozen megaretailers and found they tend to reserve full refunds reserved for customers who meet the gold standard: They return the entire item, in its original packaging, quickly, with a receipt. The further you vary from the gold standard, the less you get back. See the full story

Expert Q&A Using points for already deeply discounted flights on budget airlines It will be tough get get a discount on top of the discounts offered by low-cost airlines. They tend not to be partners with the big-airline partnerships. But there are a few tricks to try, says Tony Mecia. See the full story

Taking Charge: a credit card blog KIDS - SHHH. FURBY CONNECT MIGHT BE RATTING YOU OUT Interactive, internet-connected toys are outfitted with microphones, cameras aned data storage. The FBI warns that your children's privacy could be in danger from these too-smart toys. See the full story

Product News Chase Freedom vs. Chase Sapphire Preferred They share a color scheme and a logo, but they are very different cards aimed at different users - one's for high fliers, the other for the down-to-earth crowd. See the full story

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